Welcome to the official site of OPTIOfinancing.

The Latin Definition of “OPTIO” is an adjutant, assistant or helper. (plural optiones; Latin: optio, optiōnēs, from optāre, "to choose") 
To learn more about what it means to our team to be your "OPTIO", click here

OPTIOfinancing is a full-service mortgage company based in Walnut Creek, California and we also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94596, 95008, 95032, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes OPTIOfinancing unique is that we offer the following niche programs as well: nanq, non-qm, non-agency, non agency, non-qualified, nonqualified mortgage, debt consolidation and student loan programs. 

Contact OPTIOfinancing today to discuss your mortgage loan options and find out which loan program will best suit your needs.