Unlock Your Options!
Welcome to the official site of OPTIOfinancing.
The Latin Definition of “OPTIO” is an adjutant, assistant or helper. (plural optiones; Latin: optio, optiōnēs, from optāre, "to choose")
To learn more about what it means to our team to be your "OPTIO", click here
OPTIOfinancing is a full-service mortgage company servicing the Western US. Our offices are based throughout Northern California. Whether you are buying a home, or refinancing, we are here to unlock your options and help you realize your dream of home ownership, or save you money when getting your new lower monthly payment.
For Purchase Loan Programs, we offer the following:
We offer a wide range of purchase options, and our trusted advisors are here to help you throughout the process.
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, eliminating Mortgage Insurance, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes OPTIOfinancing unique is that we offer the following niche programs as well: nanq, non-qm, non-agency, non agency, non-qualified, nonqualified mortgage, debt consolidation and student loan programs.
Contact OPTIOfinancing today to discuss your mortgage loan options and find out which loan program will best suit your needs.
What Our Customers Are Saying
OPTIOfinancing Accessibility Statement
OPTIOfinancing strives to ensure that its services are accessible to people with disabilities. OPTIOfinancing has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on OPTIOfinancing website
OPTIOfinancing makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows optiofinancing.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Enabling the Accessibility Menu
OPTIOfinancing accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
OPTIOfinancing continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on OPTIOfinancing website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
Here For You
If you are experiencing difficulty with any content on OPTIOfinancing website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: firstname.lastname@example.org